The spender
He generally likes spending. He is a shopper, and mainly will buy things not for their use, but for the thrill of buying. This is the kind of friend who will tell you that you are just going window shopping but they will have blown their whole month budget there. Okay, i may be exaggerating, but you know them. The spender is great when it comes to shopping for quality things, but they do not realize what is quality and what is not at times. If you are a spender, as yourself when buying items if it will be worthy to you a few months later. If not, move on to a better and more quality item because, let's be honest..you cannot really tell a spender not to spend.
The Saver
They are also known as the Hoarder. These are the queens and kings of cheap, even when they can clearly afford more. They get their thrill from saving up, and seeing how much money they have in their bank accounts. They will squeeze every penny out of their daily lives just to save. They will go hungry for that...and i am not kidding. These are the people who do not see the relevance of giving gifts to people, or just going out and treating their friends to a spa day. They can be a buzz kill, and this can actually weaken their relationships to people. As much as it is a great idea to save up, some things are more important than money, like creating memories with your loved ones. Savers need to loosen up a bit.
The Risk Taker
These ones get a thrill from the chase. They are super excited to get aboard on an expedition to create wealth, without really caring about the details underlying the process. Pitching them a good idea is very easy, since it does not take much to convince them to invest. They also easily get bored getting stuck at one business deal for long. This can be a good quality since they act really fast and make decisions timely, but it has a down side to it. Risk takers can get easily conned or fall prey to really bad investment deals. They just have to take a moment and pay keen attention to important details.
The Security Seeker
This particular one loves researching about everything and anything. This type will mark a particular price, then go on the internet or all over town looking for a better deal. They will probably run background checks on the people selling them land or a particular bank they are planning on opening an account with. They are good people to have when bargaining for a product. However, they can be stuck in a research rut, where they are always looking for a better deal somewhere, or waiting for that perfect time to invest. Opportunities easily pass them buy without them realizing it, and they come to regret that later. They probably need to team up with the risk taker to make the deals of the century. However, it is really good to have a security seeker amongst your friends because they are extremely knowledgeable in certain money fields.
There is one more particular personality that i have really never come across, but is probably out there.
The avoider
The avoider has no emotional connection to money. They will not care about material things. To them, relationships will take the place of money. They basically do not care how the future will play out for them or their kids. As much as we agree than relationships with people are extremely important, money is also very essential. With it, we can live a comfortable life and have the next generation all sorted out. The avoider needs to know the basics about money, how to invest it, how to minimize risk while maximizing returns and all that.
Hope you have a basic idea about money personalities. If you want an assessment test, you can take one here!
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